If you're looking for cheap health care, start by learning what is a cost sharing medical plan! You can access affordable health care for a low monthly OneShare Health cost.

What is a cost sharing medical plan? It's a way to access cheap health care options that let you share the cost of medical care with others! Learn more today!Health Care
Sharing Programs

Who is OneShare Health? We’re a dynamic and welcoming medical cost-sharing ministry, and we’re here to provide you with a unique path to affordable health care! As an ACA-exempt alternative to traditional health insurance, OneShare Health is proud to provide flexible health care sharing Programs to those in our Faith Community who simply want to find an affordable way to pay for their health care.

With three tiers in each Program designed to meet every level of need, our Health Care Sharing Programs won’t break the bank!

What is OneShare Health insurance? It's a medical cost-sharing solution that provides health care sharing for cheap health care options! Learn more today!
How much is OneShare? It depends on which affordable health care sharing plan you enroll in. Compare health care sharing plans today!

As a Health Care Sharing Ministry, it's our Mission to inspire healthy communities and provide valuable options to pay for healthcare costs. A OneShare health sharing Membership that’s right for you will provide you and your family with a path to medical cost savings. We're an alternative to traditional health insurance; our affordable, ACA-exempt healthcare sharing Programs allow our Members to share the cost of Eligible medical bills and access valuable medical Discount Services1 on Prescriptions, Vision, Dental, Diabetic Supplies, and much more!

1Does not include Washington Catastrophic Program Members, Services may vary by state.

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OneShare Health Membership Program Brochures

As a Health Care Sharing Ministry, it's our Mission to inspire healthy communities and provide valuable options to pay for healthcare costs. A OneShare health sharing Membership that’s right for you will provide you and your family with a path to medical cost savings. We're an alternative to traditional health insurance; our affordable, ACA-exempt healthcare sharing Programs allow our Members to share the cost of Eligible medical bills and access valuable medical Discount Services1 on Prescriptions, Vision, Dental, Diabetic Supplies, and much more!

1Does not include Washington Catastrophic Program Members, Services may vary by state.

 

Our Programs are tailored to fit you and your family’s care needs as well as your budget. Learn more about our health care sharing Memberships below! We make it easy to start your enrollment online, or you can speak to a Specialist now by calling:

833-550-1545

Just take a look at the details of our medical cost-sharing Programs below and find the perfect fit for you!

OneShare Catastrophic Program OneShare Classic Program OneShare Complete Program
Pricing Contributions as Low as
$ 115
$ 6
per month
Contributions will vary based on state, Member’s age, Demographics, Program, and Tier.
Contributions as Low as
$ 154
$ 7
per month
Contributions will vary based on state, Member’s age, Demographics, Program, and Tier.
Contributions as Low as
$ 239
$ 29
per month
Contributions will vary based on state, Member’s age, Demographics, Program, and Tier.
Eligible Services
Smart Virtual Care
(Telemedicine)
Telemedicine services are not owned or operated by OneShare Health LLC., but made available to OneShare Members by Clever Health™ and Teladoc® in MA.
Mental Health Support
Mental Health Support is not owned or operated by OneShare Health.
X-Rays / Labs / Diagnostic
Eligible for Emergency Room and Hospitalization only.
Emergency Room
Hospitalization
Prescription Discounts
$1,000,000 Lifetime Maximum
Primary Care Physician N/A
Urgent Care Facility N/A
Preventive Services N/A
Maternity
Natural Delivery $5,000; C-Section $8,000; complications $50,000.
N/A
No Maximum Limit per Incident N/A N/A
  Learn More Learn More Learn More
 

Have Questions?

Maybe these FAQs can help! click below to find your answers, or visit our Knowledge Base for more!

  • Who is OneShare Health?

    OneShare Health is a medical cost-sharing family that welcomes, invites, and unites those who agree with our core biblical principles relating to life, health, and caring for others, as evidenced in our shared Statement of Beliefs.

  • Will my doctor accept OneShare Health Programs?

    We are a recognized Health Care Sharing Ministry that is part of First Health® Provider Network, an NCQA-accredited Provider Network that has strong provider relationships with more than 5,700 hospitals, over 120,000 ancillary facilities, and over 780,000 professional providers at over 1.5 million health care service locations across all 50 states!

    Click here to check if your provider is in the First Health® Provider Network, or call 833-351-8114.

    It is important to note, however, that OneShare Health and the First Health® Provider Network have partnered together to bring you the best possible care, but we are still separate entities.

    Therefore, when visiting a provider for a health care need, be sure to tell them that you are part of the First Health® Network through your OneShare Health Membership, as it is First Health®, not OneShare, whose providers and facilities are contracted and tending to your specific health care needs. Providers are familiar with the First Health® Provider Network, however, if you do not mention that you are a part of this network, it is possible they could deny your appointment for treatment.

  • What is a Health Care Sharing Ministry?

    Health ​Care Sharing Ministries are organizations that facilitate the sharing of health care costs among individual Members who have common ethical or religious beliefs.  

    • Members of Health Care Sharing Ministries are exempt from the individual mandate requirement of the U.S. Patient Protection and Affordable Care Act ("ACA"). The individual shared responsibility provision ("individual mandate") of the ACA was repealed in December 2017, effective in 2019.
    • This means members of Health Care Sharing Ministries are not required to have insurance as outlined in the individual mandate of the ACA. However, you may wish to consult your legal advisor regarding any relevant individual mandates under state law.
  • How Does Health Care Sharing Work?

    Medical cost-sharing describes the collective effort to pay Eligible medical bills. When you are a Member of a Health Care Sharing Ministry, your Monthly Contribution is used to share in other Members’ medical bills and vice versa.

  • Is OneShare Health ACA-exempt?

    Yes, our Members are eligible for an exemption from the ACA's individual mandate. OneShare Health shares the certification issued by the federal Department of Health and Human Services to its parent, OneShare International (d/b/a Anabaptist HealthShare). Effective January 1, 2019, that individual mandate is no longer enforced under federal law. You may wish to consult your legal advisor regarding any relevant individual mandates under state law.

  • Are OneShare Health Programs available in my area?

    Most likely, though there are some limitations.

    OneShare Health Programs are available nationwide, excluding the residents of NM, WA, MA, MD, VT, MT, & PA. 

    For a full list of our state notices, read our Disclosures & Disclaimers.

  • Is a Health Care Sharing Program right for me?

    With the constant rising costs of health insurance and the seeming decreases in medical coverage, people can find themselves desperately looking for a feasible option. How awesome would it be if there was a great health care program with an affordable monthly cost?

    With affordable options tailored to fit your individual needs and designed to give you the freedom to choose your own doctor, OneShare Health Programs have become a popular ​option. Contact us today online or by calling (833) 550-1545 to see why so many others have switched to a Health Care Sharing Program!

  • Is OneShare Health Christian health insurance?

    No. Christian health insurance does not exist.

    Remember, OneShare Health is not health insurance. We are a Christian Health Care Sharing Ministry (HCSM), also known as a “medical cost-sharing ministry,” that facilitates the sharing of Eligible medical expenses for and through our Members.

    Since there’s no such thing as Christian health insurance, you have the option of joining a traditional health insurance plan. Contrarily, OneShare Health is an ACA-exempt option for individuals and families facing the rising cost of health care! We even offer next-day Effective Dates.

Need More Info?

Don't hesitate to contact us at questions@onesharehealth.com