The One Share Health catastrophic insurance alternative saves you money while handling emergencies. Enroll in our catastrophic plan today!

Membership Sharing Program

If you don’t want to empty your wallet on increasing health care costs, our Catastrophic health care Program is our most affordable health sharing Membership.

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Membership Sharing Program

If you don’t want to empty your wallet on increasing health care costs, our Catastrophic health care Program is our most affordable health sharing Membership.

The OneShare Health Catastrophic health plan is an alternative to Catastrophic medical insurance that can provide cheap health sharing.

It’s ideal for individuals in good health who simply want Catastrophic healthcare that suits their needs but also fits their budget! Plus, our Catastrophic care is a good way to bless others by sharing in the medical needs of our Community for our lowest Contribution!

(Waiting Periods and Pre-Existing Condition limitations apply.)

	OneShareSM Catastrophic
Sharing Services Review Membership Guide for full details, waiting periods, pre-existing limitations, limits and ISA for all Sharing Services.
Provider Network (First Health^®)	In Network / Out-of-Network Out-of-Network sharing reimbursement is based on the lesser of the Out-of-Network provider actual billed amount or Maximum Reasonable Guidelines for Eligible Services provided.
Individual Sharing Amount (ISA) Options	$5,000 / $10,000
Sharing for Eligible Expenses
X-rays / Labs / Diagnostic Eligible for Emergency Room and Hospitalization only.	Eligible Expenses are Shared at 100% after ISA is met, up to Maximum Limit Per Incident. Outpatient: Pre-Admission / Post-Admission
Specialists	$75 Visit Fee per Visit Hospitalization or Outpatient Surgery
Emergency Room	$300 Visit Fee per Visit
In/Outpatient Surgery	Eligible Expenses are Shared at 100% after ISA is met, up to Maximum Limit Per Incident.
Hospitalization	Eligible Expenses are Shared at 100% after ISA is met, up to Maximum Limit Per Incident.
Maximum Limit Per Incident Review the Maximum Sharing Guidelines in the Eligible Sharing Descriptions and Limits section of the Guidebook.	$150,000 / $250,000 / $500,000
Lifetime Sharing Maximum	$300,000 / $500,000 / $1,000,000
Smart Virtual Care (Telemedicine) Smart Virtual Care (Telemedicine) is not owned or operated by OneShare Health, LLC but made available to OneShare Members by Clever Health™.	Consult Fee 100% Shared
Additional Member Services Available
Prescription Discount Program Prescription Discount Programs are not owned or operated by OneShare Health, but made available to Members by Careington and/or Clever Health™, depending on the Program or state in which the Member is enrolled. Members in Washington state are eligible for the state’s WPDP Discount Card through the Washington State HCA. Other Discount Programs for Services like Vision, Dental, Diabetic Supplies, Labs, or Hearing are not owned or operated by OneShare Health, but made available to Members by Careington in most states and in most Programs.	Elixir and Clever Health^TM RX Savings Program
Membership Discount Programs Prescription Discount Programs are not owned or operated by OneShare Health, but made available to Members by Careington and/or Clever Health™, depending on the Program or state in which the Member is enrolled. Members in Washington state are eligible for the state’s WPDP Discount Card through the Washington State HCA. Other Discount Programs for Services like Vision, Dental, Diabetic Supplies, Labs, or Hearing are not owned or operated by OneShare Health, but made available to Members by Careington in most states and in most Programs.	Included (see below)
Mental Health Support Mental Health Support is not owned or operated by OneShare Health.	24/7 Intuitive Mental Health Chatbot from Clever Health^TM