Catastrophic Health Care Sharing Program

When you enroll in a One Share Health catastrophic health insurance alternative, our Catastrophic Plan saves you money while handling emergencies.

If you don’t want to empty your wallet on increasing health care costs, our Catastrophic health care Program is our most affordable health sharing Membership.

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If you don’t want to empty your wallet on increasing health care costs, our Catastrophic health care Program is our most affordable health sharing Membership.

If you want cheap health sharing, learn more about the OneShare Health Catastrophic health plan as an alternative to Catastrophic medical insurance.

It’s ideal for individuals in good health who simply want Catastrophic healthcare that suits their needs but also fits their budget! Plus, our Catastrophic care is a good way to bless others by sharing in the medical needs of our Community for our lowest Contribution!

(Waiting Periods and Pre-Existing Condition limitations apply.)

	OneShareSM Catastrophic
Sharing Services Review Membership Guide for full details, waiting periods, pre-existing limitations, limits and ISA for all Sharing Services.
Provider Network (First Health^®)	In Network / Out-of-Network Out-of-Network sharing reimbursement is based on the lesser of the Out-of-Network provider actual billed amount or Maximum Reasonable Guidelines for Eligible Services provided.
Individual Sharing Amount (ISA) Options	$5,000 / $10,000
Sharing for Eligible Expenses
X-rays / Labs / Diagnostic	Eligible Expenses are Shared at 100% after ISA is met, up to Maximum Limit Per Incident. Outpatient: Pre-Admission / Post-Admission
Specialists	$75 Visit Fee per Visit Hospitalization or Outpatient Surgery
Emergency Room	$300 Visit Fee per Visit
In/Outpatient Surgery	Eligible Expenses are Shared at 100% after ISA is met, up to Maximum Limit Per Incident.
Hospitalization	Eligible Expenses are Shared at 100% after ISA is met, up to Maximum Limit Per Incident.
Maximum Limit Per Incident Review the Maximum Sharing Guidelines in the Eligible Sharing Descriptions and Limits section of the Guidebook.	$150,000 / $250,000 / $500,000
Lifetime Sharing Maximum	$300,000 / $500,000 / $1,000,000
Telemedicine / DialCare Telemedicine is not owned or operated by OneShare Health, LLC, but made available to OneShare Members by DialCare or Teladoc in MA. The Prescription Discount Program in not owned or operated by OneShare Health, LLC, but made available to OneShare Members by Careington, NBI, or Washington State HCA depending on Program or state which the Member is enrolled.	Consult Fee 100% Shared
Additional Member Services Available
Prescription Discount Program The Prescription Discount and Membership Discount Programs are not sharing services and are not owned or operated by OneShare Health, LLC. These are made available to OneShare Members by Careington.	Elixir (Formerly EnvisionRX)
Membership Discount Programs The Prescription Discount and Membership Discount Programs are not sharing services and are not owned or operated by OneShare Health, LLC. These are made available to OneShare Members by Careington.	Included (see below)
Behavioral Health / Member Assistance Program (MAP) Behavioral Health / Member Assistance Program (MAP) is not owned or operated by OneShare Health, LLC but is provided by IBH.	24/7 Crisis Management 4 Counseling Sessions