If you want cheap health sharing, a OneShare quote is free! The OneShare Health Catastrophic health plan is our most affordable health care sharing plan.

 

 If you want the best health sharing, a OneShare quote is free! The OneShare Health Classic health plan is our most classic health care sharing plan.

 

 If you want the best cheap health care sharing, a OneShare quote is free! The OneShare Health Complete health plan is our most complete health care sharing plan.

 

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OneShare Catastrophic Program OneShare Classic Program OneShare Complete Program
Pricing Contributions as Low as
$ 115
$ 6
per month
Contributions will vary based on state, Member’s age, Demographics, Program, and Tier.
Contributions as Low as
$ 154
$ 7
per month
Contributions will vary based on state, Member’s age, Demographics, Program, and Tier.
Contributions as Low as
$ 239
$ 29
per month
Contributions will vary based on state, Member’s age, Demographics, Program, and Tier.
Eligible Services
Smart Virtual Care
(Telemedicine)
Telemedicine services are not owned or operated by OneShare Health LLC., but made available to OneShare Members by Clever Health™ and Teladoc® in MA.
Mental Health Support
Mental Health Support is not owned or operated by OneShare Health.
X-Rays / Labs / Diagnostic
Eligible for Emergency Room and Hospitalization only.
Emergency Room
Hospitalization
Prescription Discounts
$1,000,000 Lifetime Maximum
Primary Care Physician N/A
Urgent Care Facility N/A
Preventive Services N/A
Maternity
Natural Delivery $5,000; C-Section $8,000; complications $50,000.
N/A
No Maximum Limit per Incident N/A N/A
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Frequently Asked Questions

  • Who is OneShare Health?

    OneShare Health is a medical cost-sharing family that welcomes, invites, and unites those who agree with our core biblical principles relating to life, health, and caring for others, as evidenced in our shared Statement of Beliefs.

  • Will my doctor accept OneShare Health Programs?

    We are a recognized Health Care Sharing Ministry that is part of First Health® Provider Network, an NCQA-accredited Provider Network that has strong provider relationships with more than 5,700 hospitals, over 120,000 ancillary facilities, and over 780,000 professional providers at over 1.5 million health care service locations across all 50 states!

    Click here to check if your provider is in the First Health® Provider Network, or call 833-351-8114.

    It is important to note, however, that OneShare Health and the First Health® Provider Network have partnered together to bring you the best possible care, but we are still separate entities.

    Therefore, when visiting a provider for a health care need, be sure to tell them that you are part of the First Health® Network through your OneShare Health Membership, as it is First Health®, not OneShare, whose providers and facilities are contracted and tending to your specific health care needs. Providers are familiar with the First Health® Provider Network, however, if you do not mention that you are a part of this network, it is possible they could deny your appointment for treatment.

  • What is a Health Care Sharing Ministry?

    Health ​Care Sharing Ministries are organizations that facilitate the sharing of health care costs among individual Members who have common ethical or religious beliefs.  

    • Members of Health Care Sharing Ministries are exempt from the individual mandate requirement of the U.S. Patient Protection and Affordable Care Act ("ACA"). The individual shared responsibility provision ("individual mandate") of the ACA was repealed in December 2017, effective in 2019.
    • This means members of Health Care Sharing Ministries are not required to have insurance as outlined in the individual mandate of the ACA. However, you may wish to consult your legal advisor regarding any relevant individual mandates under state law.
  • How Does Health Care Sharing Work?

    Medical cost-sharing describes the collective effort to pay Eligible medical bills. When you are a Member of a Health Care Sharing Ministry, your Monthly Contribution is used to share in other Members’ medical bills and vice versa.

  • Is OneShare Health ACA-exempt?

    Yes, our Members are eligible for an exemption from the ACA's individual mandate. OneShare Health shares the certification issued by the federal Department of Health and Human Services to its parent, OneShare International (d/b/a Anabaptist HealthShare). Effective January 1, 2019, that individual mandate is no longer enforced under federal law. You may wish to consult your legal advisor regarding any relevant individual mandates under state law.

  • Are OneShare Health Programs available in my area?

    Most likely, though there are some limitations.

    OneShare Health Programs are available nationwide, excluding the residents of NM, WA, MA, MD, VT, MT, & PA. 

    For a full list of our state notices, read our Disclosures & Disclaimers.

  • Is a Health Care Sharing Program right for me?

    With the constant rising costs of health insurance and the seeming decreases in medical coverage, people can find themselves desperately looking for a feasible option. How awesome would it be if there was a great health care program with an affordable monthly cost?

    With affordable options tailored to fit your individual needs and designed to give you the freedom to choose your own doctor, OneShare Health Programs have become a popular ​option. Contact us today online or by calling (833) 550-1545 to see why so many others have switched to a Health Care Sharing Program!

  • Is OneShare Health Christian health insurance?

    No. Christian health insurance does not exist.

    Remember, OneShare Health is not health insurance. We are a Christian Health Care Sharing Ministry (HCSM), also known as a “medical cost-sharing ministry,” that facilitates the sharing of Eligible medical expenses for and through our Members.

    Since there’s no such thing as Christian health insurance, you have the option of joining a traditional health insurance plan. Contrarily, OneShare Health is an ACA-exempt option for individuals and families facing the rising cost of health care! We even offer next-day Effective Dates.