Get Health Care Sharing Program Quote | OneShare Health

If you want cheap health sharing, a OneShare quote is free! The OneShare Health Catastrophic health plan is our most affordable health care sharing plan.

If you want the best health sharing, a OneShare quote is free! The OneShare Health Classic health plan is our most classic health care sharing plan.

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Pricing	Contributions as Low as $ 69.99 $ 6 per month Contributions will vary based on state, Member’s age, Demographics, Program, and Tier.	Contributions as Low as $ 89.99 $ 7 per month Contributions will vary based on state, Member’s age, Demographics, Program, and Tier.
Eligible Services	Affordable Monthly Contributions to Fit Your Budget	Three Levels of Care to Choose From
Smart Virtual Care (Telemedicine) Telemedicine services are not owned or operated by OneShare Health LLC., but made available to OneShare Members by Clever Health™.
Mental Health Support Mental Health Support is not owned or operated by OneShare Health.
X-Rays / Labs / Diagnostic Catastophic program is eligible for Emergency Room and Hospitalization only.
Emergency Room
Hospitalization
Prescription Discount Program
Lifetime Sharing Maximum
Primary Care Physician	N/A
Urgent Care Facility	N/A
Preventive Services	N/A
Maternity Eligible After ISA on Classic Crown. Natural Delivery $5,000; C-Section $8,000; complications $50,000.	N/A	(Classic Crown Only)
Maximum Limit per Incident	$150,000 / $250,000 / $500,000	$150,000 / $250,000 / $500,000

Frequently Asked Questions

Who is OneShare Health?

OneShare Health is a medical cost-sharing family that welcomes, invites, and unites those who agree with our core biblical principles relating to life, health, and caring for others, as evidenced in our shared Statement of Beliefs.
What if my doctor is not in the Provider Locator?

Members are not required to use a network Provider, but you could end up with additional sharing responsibility if you choose an out-of-network Provider. Contact Member Support at (855) 699-1274 so we can help you avoid getting stuck with a balance bill from your out-of-network Provider.
What is a Health Care Sharing Ministry?
Health Care Sharing Ministries are organizations that facilitate the sharing of health care costs among individual Members who have common ethical or religious beliefs.
- Health Care Sharing Ministries must be non-profits with Section 501(c)(3) federal tax-exempt status.
- Members of Health Care Sharing Ministries are exempt from the individual mandate requirement of the U.S. Patient Protection and Affordable Care Act ("ACA"). The individual shared responsibility provision ("individual mandate") of the ACA was repealed in December 2017, effective in 2019.
- This means members of Health Care Sharing Ministries are not required to have insurance as outlined in the individual mandate of the ACA. However, you may wish to consult your legal advisor regarding any relevant individual mandates under state law.
How Does Health Care Sharing Work?

Medical cost-sharing describes the collective effort to pay Eligible medical bills. When you are a Member of a Health Care Sharing Ministry, your Monthly Contribution is used to share in other Members’ medical bills and vice versa.

Is OneShare Health ACA-exempt?

Yes, our Members are eligible for an exemption from the ACA's individual mandate. OneShare Health shares the certification issued by the federal Department of Health and Human Services to its parent, OneShare International (d/b/a Anabaptist HealthShare). Effective January 1, 2019, that individual mandate is no longer enforced under federal law. You may wish to consult your legal advisor regarding any relevant individual mandates under state law.
Are OneShare Health Programs available in my area?

Most likely, though there are some limitations.

OneShare Health Programs are available nationwide, excluding the residents of NM, WA, WI, MA, MD, VT, MT, & PA.

For a full list of our state notices, read our Disclosures & Disclaimers.
Is a Health Care Sharing Program right for me?

With the constant rising costs of health insurance and the seeming decreases in medical coverage, people can find themselves desperately looking for a feasible option. How awesome would it be if there was a great health care program with an affordable monthly cost?

With affordable options tailored to fit your individual needs and designed to give you the freedom to choose your own doctor, OneShare Health Programs have become a popular option. Contact us today online or by calling (833) 550-1545 to see why so many others have switched to a Health Care Sharing Program!
Is OneShare Health Christian health insurance?

No. Christian health insurance does not exist.

Remember, OneShare Health is not health insurance. We are a Christian Health Care Sharing Ministry (HCSM), also known as a “medical cost-sharing ministry,” that facilitates the sharing of Eligible medical expenses for and through our Members.

Since there’s no such thing as Christian health insurance, you have the option of joining a traditional health insurance plan. Contrarily, OneShare Health is an ACA-exempt option for individuals and families facing the rising cost of health care! We even offer next-day Active Dates.

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OneShare Health, LLC is not an insurance company but a religious health care sharing ministry. For our full disclosures, see www.onesharehealth.com/legal-notices for the most up to date state availability listing.

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